Similar to the financial sector, entities within the financial technologies ecosystem are also governed by strict regulatory requirements throughout their establishment and operations. Universal offers legal consultancy across all areas of financial technologies, with a particular focus on digital banking, open banking, electronic money, and payment institutions, all of which are subject to rigorous regulatory frameworks.

In this context, Universal:

Ensures the tracking of all regulatory, technical, and organizational processes from the establishment phase of financial technology companies to the completion of licensing procedures with the relevant authorities.

Prepares company contracts in accordance with Law No. 6493, its by-laws, and other applicable laws, and develops mandatory/voluntary compliance programs.

Has experience in establishing AML/CFT and KYC processes.